What is a widow’s pension
?
The widow’s pension is a survivor’s benefit that focuses on not leaving a family unit unprotected when the member of the family who generated the most income for the family dies. The existence of this figure makes it possible for the economic needs of the family unit to continue to be covered.
Causers and beneficiaries of widow’s/widower’s pensions
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When talking about widowhood pensions it is necessary to distinguish between causers and beneficiaries.
The causers of a widow’s/widower’s pension are the persons who die leaving in favor of the beneficiaries the collection of an income, which varies according to certain characteristics. The causers have to comply with the following particularities:
- To be registered or in a situation assimilated to registration in any of the Social Security regimes at the time of death.
- Attestation of the minimum contribution period required, unless the death is the result of an accident or an occupational disease.
For their part, the beneficiaries are those persons who are favored by the income corresponding to the pension. The origin of this right of the beneficiaries lies in the fact that they have been united by a marital relationship or registered as de facto partner of the deceased, without having contracted a subsequent remarriage and without having been registered again as a de facto partner of another person.
This second group also includes cases of separation, divorce and marriage annulment in which a new marriage has not been contracted. However, certain additional requirements must be met and accredited.
Present and future: the increase in the widow’s
pension
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On July 20, 2018, Royal Decree 99/2018 was approved by which it was agreed to increase by 8 points the percentage, up to 60% (previously set at 52%).
Suchincrease will be progressive. The pension is calculated by applying 56% of the regulatory base from September 1, 2018 and 60% will be applied from January 1, 2019.
What are the requirements to be able to apply for 60%?
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According to Article 2 of Royal Decree 900/2018, the beneficiary must meet the following requirements:
- Be 65 years of age or older.
- Nor receive other public pensions, neither Spanish nor foreign.
- Not having income from self-employment or employment or other income that exceeds in annual computation the income limit established to be a beneficiary of the minimum widow’s pension, in the corresponding General State Budget Law, €347.99 in 2018.
- Specifically requesting it, in some cases.
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If you think you need advice….
If you think you may be a beneficiary of a widow’s pension, but you want to clarify your doubts, or if you want to know how to request an increase in your pension, we recommend that you contact a lawyer. The professional will be able to advise and inform you about all the options you have and will solve all the doubts you may have about the new regulations or related issues.
Lawyers at LAWYOU will help you.
We have lawyers with many years of experience who can help you with any related issue. Do not hesitate to contact us through our email info@lawyoulegal.com or, if you prefer, you can also call us at 602 226 895.
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